How to Receive Money From Abroad In Pakistan – 2023

How to Receive Money From Abroad In Pakistan – 2023

Despite the complexity of foreign payments and money transfers, many financial service providers are operating in the nation that may save you time, are cost-free, and have a high level of dependability. In this post we discussed about the How to Receive Money From Abroad In Pakistan.

We offer nine suggestions for you if you\’re looking for ways to get money from abroad that will greatly simplify your life.

Receive Money From Abroad In Pakistan

1NBP Foree RemittanceFree of cost
2Western UnionCharges depend on the medium, region and amount sent
3Payoneer Free if the sender is a Payoneer customer, otherwise charges depend on medium used and country
4MoneyGramCharges depend on medium used, amount sent, payment type, and location.
5RiaCharges depend on the amount sent, medium, and receiving method
6Pakistan PostFree of cost
7Wise5.10 USD fixed charges, 0.6% of the money that’s being converted along with additional charges
8JazzCashBased on the medium used to send and receive money and the amount sent
9XoomCharges depend on region, amount, and exchange rate

9 Pakistani Money Transfer Methods

Nine convenient, secure, and safe options to receive international payments in Pakistan are listed below. The techniques outlined are well-known and well-liked for their effectiveness and use.

1 – Bank transfers and money transfers via NBP

You can send money internationally by bank transfer if you have a bank account with any Pakistani bank. International bank transfers are free at many banks. The National Bank of Pakistan (NBP) provides free money transfers through their correspondence.

Money can still be sent to the recipient even if they don\’t have an NBP account via NBP Foree Remittance on their ID card. The sender must know the beneficiary\’s valid information, including information from an ID, driver\’s license, or passport. Once sent, the recipient can pick up money at any NBP branch, even if they don\’t have an account.

NBP is owned by the Pakistani government and has more than 1470 locations

2 – Western Union

American business Western Union has its corporate headquarters in Colorado. It is a global corporation that provides financial services. It is a fantastic choice for sending money internationally and operates in 200 countries. Western Union can be used in the following ways:

  • Use Apple Pay to send money with a debit or credit card.
  • Transfer funds to a bank
  • To an agent\’s location, send money

These techniques enable quick money transfers. The receiver has two options to pick up money: go to the agent\’s office or drop by the bank whenever convenient.

According to the location and channel, Western Union charges a fee, and the transfer is taxed. It does not permit transfers relating to trade or company, only personal money transfers. The destination and the transfer method determine the cost and the amount sent.

For instance, someone sending $2000 to a Western Union location in Pakistan will be charged $8 using a debit card, $60 using a credit card, $30 using an in-store payment method, and $5 using a bank account.

3 – Payoneer

The American business Payoneer provides its clients with working capital, digital payments, and financial transfers. In 2004, it was founded. The service is intended for business use and is an excellent way to accept payments from clients and businesses abroad.

The business collaborates with a few banks in Pakistan, including:

  • Bank Faysal
  • Alfalah Bank
  • Chartered by Standard
  • MCB
  • JazzCash

Register with Payoneer on their website before adding the recipient\’s details.

When the transaction is complete, the recipient can use his Payoneer card to withdraw money from compatible bank ATMs. If the sender is a Payoneer customer, there is no charge, regardless of the delivery method.

The fee is 3% for credit card transactions and 1% for ACH debits (for the US only). If you have a receiving account, there is no fee; nevertheless, depending on your country, there may be a fee of 0-1% for USD.

4 – CashGram

Another American business that handles money transfers and international payments are MoneyGram. It was established in 1980, supports several banks, and has many agent locations. You must fill out a form at an agent\’s location, submit it, and then visit the location to get money.

You might also request that they transfer the funds to your bank on your behalf. Many banks accept payments made via MoneyGram, including:

  • MCB
  • Falah Al
  • KASB
  • Al Hassan

The fees vary by location, payment method, amount sent, and the medium used.

5 – Ria

As a division of Euronet Worldwide, Ria offers services for sending money abroad. One of the biggest money transfer companies in the world, it was formed in 1987.

To receive money from a Ria branch in Pakistan, you will need your ID and Pin (which were provided to you by the sender). Additionally, banks that enable Ria money transfers allow you to receive monies from them. These banks include:

  • Bank Meezan
  • Bank Habib Metro
  • Alfalah Bank
  • UBL, etc

The fees vary depending on several elements, including the amount, the medium, and the withdrawal method preferred by the recipient. Their calculator states that you will be charged one dollar if you send $2,000 to Pakistan using your bank account and the recipient picks up the money in cash.

6 – Pakistan Post

The largest and most important postal service provider in Pakistan is Pakistan Post. It advocates for cost-effective, fast, and secure transportation of goods, mail, and money.

To make it simpler for Pakistani individuals to receive money from abroad for free, Pakistan Post has partnered with the National Bank of Pakistan (NBP) as part of the Pakistan Remittance Initiative (PRI).

People can pick up cash from any Pakistan Post office using the NBP Remittance Services. The following details are all that are required for the receiver:

  • The exact amount
  • The sender’s information
  • The secret pin provided by the sender
  • CNIC

7 – Wise

It is a London-based financial technology startup that was launched in 2011. It is simple to transfer money through Wise;

  • debit or credit card
  • Money Transfer
  • Swift and PISP

You can also start your freelance business without worries by earning money from platforms like Upwork. Wise is quick, secure, and free of any additional fees. When someone transfers money in USD, 5.10 USD in fixed fees + 0.6% of the amount being converted are add to the transfer. Depending on your mode of payment, you could have to pay a small fee, but it won\’t be much.

For instance, depending on the current currency rate, sending $1,000 to Pakistan will cost $11.33. (estimated by the online wise calculator).

8 – JazzCash

It is a mobile wallet that gives customers access to branchless banking. It started operating in 2012 and is well-like throughout the nation. You can receive money directly in your wallet using JazzCash\’s \”International Remittance Service,\” which you can withdraw at your convenience.

You can withdraw the money in cash or use it to pay bills and take advantage of deals. More than 80,000 JazzCash representatives in the nation can help you withdraw money. ATM cards can also be use to withdraw cash.

The costs vary depending on the method and sum utilized to transmit and receive money.

9 – Xoom

Money can be sent using Xoom from the US and Canada to 131 nations, including Pakistan. It is a corporation that handles money transfers and is protected by PayPal.

Using the service can be a terrific option if the sender is in the US or Canada. The sender must have a registered account to send money to you through Xoom. You must first establish a \”Money Request\” and enter the email of the appropriate recipient of the funds before you may receive it.

After that, you can obtain the payment from banks like:

  • UBL
  • ABL
  • Alfalah Bank
  • MCB

Depending on the payment method and location, you pay a transaction fee to Xoom. Exchange rates also provide income for Xoom.


In this article, we go through 9 safe ways for you to How to Receive Money From Abroad In Pakistan. All the above techniques are well-known, widely applied, and trustworthy globally.

Pakistan offers several ways to receive foreign money, including bank transfers, mobile wallets, and walking up to an agent. We advise you to look over each of the services above to choose which best suits your requirements.


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